With each passing day, something valuable is added as a result of new research and the use of emerging technologies in banking and finances, just like every other field of life. That's why choosing the right banking and finance dissertation topic has become both crucial and tough for students.

A dissertation is not just a requirement to get a degree anymore; it also provides a great opportunity for students to delve into their specific area of interest. Banking and finance students would be able to directly contribute to this field and the world by choosing a perfect topic to write a dissertation on.

As the research is getting more advanced with new technologies, students often face difficulty in selecting the right topic according to the new banking rules in 2023. If you are also facing the same, stop worrying anymore, as you can get dissertation writing services or help to get different banking and finance dissertation ideas and choose the right one.

Here, we will discuss the top banking and finance thesis or dissertation topics and also explore the process of selecting the best topic for you.

Top 20 Banking and Finance Dissertation Topics

We all know that dissertation writing is a long, tough journey that starts with selecting the topic of research. Selecting a topic from piles of books and literature has gone now as students need instant help from experts without any hard work and waste of time.

Similarly, to take this into account, we have come up with a list of banking and finance dissertation examples that will help you to pave a winning path for you.

1. Purpose and use of micro-loans for the betterment of society
2. Digital currencies and their role in our lives
3. Bitcoin and its impact on financial markets
4. Learn how to manage your investment portfolio in a market with high volatility. 
5. Look into how real estate investment and overall economic growth are related. 
6. Finding and evaluating off-balance sheet treatments 
7. Examining how modern currencies and the economy play their role in preventing banks from running out.
8. Can technology minimise and eventually replace this traditional banking system?
9. Studying efficient risk management techniques for global banks.
10. Examine how traditional banking is changing as a result of the growth of fintech and digital banking.
11. Evaluate the use of machine learning and AI in investment analysis. 
12. Examine how banking laws affect financial stability, concentrating on post-financial-crisis revisions.
13.  Evaluating the problems relevant to loan granting and its recovery.
14. Look at the steps central banks took during economic crises and how well they worked to promote recovery. 
15.  Learn about cutting-edge methods for identifying and stopping financial fraud in the banking industry.
16. Impact of electronic banking on customer satisfaction.
17. Checking how foreign investments impact a country's economy?
18. Examine how banking laws affect financial stability, concentrating on post-financial-crisis revisions.
19. Evaluate people's levels of financial literacy and how they handle their own finances.
20. Assess the potential and problems facing these businesses in the present financial ecosystem.

How to Choose Your Banking and Finance Dissertation Topic?

Carol M. Roberts, in his book The Dissertation Journey, states that there are no hard and fast rules related to the selection of dissertation topics.

1. Recognise Your Interests 

Determine your interests within the vast field of banking and finance before choosing a dissertation topic. Do you love financial markets, risk management, investment banking, or its innovations? To identify the topics that actually interest you, think back on your courses, previous knowledge, and personal interests.

When you select a topic for your banking and finance thesis that truly interests you, the entire research process is more pleasurable and inspiring. 

2. Evaluate Relevance 

While picking a subject you are enthusiastic about is important, you must also make sure it is relevant. Think about the current developments and difficulties in the banking and finance sector. Are there any urgent problems that need more research? You can add to the ongoing discussion in the field by evaluating the relevance of your chosen issue. A relevant banking and finance dissertation topic is also more likely to catch the interest of your teachers and future employers. 

Give your theory a shape by noting down important points in the form of a mindmap, picture or chart. Such as a theoretical framework to determine back profits is given in the article “Internal and External Determinants of Maldivian Bank Profitability”:

3. Concentrate More Carefully

Since there are many different aspects of banking and finance, it's crucial to carefully go through each one. Start out broadly and gradually narrow down your topic. You are able to perform in-depth research and offer insightful suggestions when your topic is clearly defined, and you have a grip over it. 

4. Examine the Literature 

Always go through the literature before deciding on your dissertation topic. Search relevant books, journals, and research papers in the field of your choice. This step will help you in locating the research gaps and openings in the existing body of knowledge.

Understanding the previous research is essential if you want your banking and finance dissertation to add new knowledge or offer a different viewpoint. Such an example of reviewing the literature is shown in this figure of an article written by Fathih Nabeel:

5. Consult Your Adviser for Help

Throughout this process, the only person who can give you honest advice is your dissertation advisor. Your instructor can help you by providing a specific field for research and recommending relevant readings. Set up frequent meetings with your advisor to go through your ideas and get their opinions. Their knowledge will be crucial in making sure your dissertation is successful.

6. Think about Data Accessibility

Data is king in the banking and finance industries. Think about whether you will have access to the data you need for your research before choosing your topic. Sometimes, it is needed to get permission to get access to the specific database for banking and finance dissertations. To minimise any mishaps of data blocks throughout your study, make sure your chosen topic is compatible with the availability of data sources. 

7. List Potential Research Questions

After you have a clear topic in mind, come up with some particular research questions. Your research questions should be precise, on point, and related to the goals of your dissertation writing. They will direct your research approach and act as a road map for your dissertation.

Conclusion

Making the right decision while selecting a banking and finance dissertation topic can have a big impact on both your academic and professional career. You can get help from the list of topic ideas given in this article to choose a topic that fits your interests, adds to the area, and allows for in-depth research. Keep in mind that your dissertation is a chance to demonstrate your knowledge and offer something valuable to the banking and financial industry.

Don't hesitate to get online help from professionals in case you find it difficult to understand. You can get the best dissertation writing services from a trustworthy company like The Academic Papers UK because of their expertise in dissertation writing.