Managing finances often involves going to Online Banking platforms and browsing other financial documents. Sometimes, you may need to provide your Bank Account number for direct deposits, transactions, or other purposes. But what if you do not have immediate access to these details? Finding your Bank Account number is crucial for banking transactions, whether online or offline.
Once you open a Bank Account online, check this comprehensive guide, which shows you how to locate your Bank Account number through different modes:
- Account number on the chequebook
Your Bank Account number is essential for all transactions. The most convenient way to find it is through the chequebook. You receive a welcome kit that contains essential documents and materials, including your chequebook. Alternatively, if you have requested additional chequebooks, they include your account number. Carefully examine each cheque leaf for your account number.
It is usually printed near the bottom of the cheque, along with other details. The 12-digit account number is uniquely designed for each account holder and serves as an identifier for each transaction.
- Account details on the passbook
A passbook is a physical record that the bank issues to customers. It includes details of all transactions in your account, including deposits, withdrawals, and account balances. Usually, the passbook’s first page or the ‘Account Information’ page has your account number and other details.
- Viewing the account number on the MPassbook
If you do not have a physical passbook or prefer digital alternatives, you can view the account details through an MPassbook. Banks let you generate a mini statement through Online Banking channels and ATM services. This typically includes recent transactions and displays your account number. When you open your passbook, you also find the Savings Account interest rate mentioned.
It varies depending on the bank and the balance held in the account. Generally, interest rates range from 2.75% to 3.25% per annum, with some banks offering higher rates for larger balances or specific accounts.
Methods to find your account number
- Internet Banking
Log in to the bank’s website using your User ID and password credentials. Navigate to the section titled “Generate a Mini Statement.” There, you find your account number and recent transaction details.
- Mobile Banking
After opening a Bank Account online, access your Banking application and find the option to generate a mini statement. Your account number and recent transactions are visible.
- ATM services
Visit any ATM at your bank branch and select the option to generate a mini statement. Follow the prompts on the screen, and your account number and recent transaction information are displayed.
Conclusion
Accessing your Bank Account number is important for easy banking transactions, whether online or offline. Fortunately, there are several convenient methods to do so, as mentioned.
